Terms and Conditions

Welcome to www.clevelandpublicadjusters.com] (hereinafter “Website”). Cleveland

Public Adjusters (“CPA”, “we,” “us,” or “our”) invites you to access this Website subject

to the following Terms of Use, which may be updated from time to time without notice to

you. It is your responsibility to review these terms and conditions periodically.

By accessing and using this Website, you agree to the following terms and conditions,

Privacy Policy, and any additional terms and conditions that may apply to services and

products available through this Website. You agree, by accessing and using this

Website, that you are at least 18 years old or supervised by a parent or guardian, and

legally able to enter into a contract. 

​Please read the following Terms of Use carefully. By browsing, accessing, or using this

Website, you acknowledge that you have read, understood, and agreed to be bound by

these Terms of Use and our Privacy Policy, hereby incorporated by reference. This is a

legal agreement between you (“user”) and CPA.

If you wish to purchase a service or product through our Website, you agree to these

Terms of Use and our Terms and Conditions of Purchase for each product or service

purchased. In the event of any conflict between these policies, the Terms and

Conditions of Purchase shall control.

User Rights, Conduct, and Limitations

Your privacy is important to us. Please review our Privacy Policy for information about

what data we collect, how we collect your data, why we collect your data, how long we

retain your data, when we may share your data, and your rights regarding your personal

data.

If you are under 18, you must obtain parental consent to use this Website. In our sole

discretion, we reserve the right to refuse service, remove or edit content, and terminate

accounts.

You hereby acknowledge and agree that these Terms of Use are supported by

reasonable, adequate, and valuable consideration including, but not limited to, your

access to the information and resources provided through this Website.

Users may access and use this Website for lawful purposes only. By accessing this

Website, you agree not to post, transmit, email, or in any other way make available

content that infringes on the trademark, copyright, propriety, or privacy rights of any

entity or individual including personal data belonging to another person such as their

email address, telephone number, credit card information, postal address, or other

sensitive data.

You agree not to post, transmit, email, or in any other way make available content that

is obscene, defamatory, pornographic, sexually explicit, promotes violence, contains

hate speech, or invades the privacy of another.

You agree not to access this Website to carry out commercial activity or transmit spam.

You agree not to use any robot, scraper, or spider to access this Website.

You agree not to interfere with advertisements or safety features on this Website in any

way including blocking or obscuring such advertisements or safety features.

You acknowledge and agree that CPA, in its sole discretion, may remove any content it

deems to violate these Terms or otherwise constitute a criminal offense, fraud, or

potentially create civil liability.

In the event of third-party legal action against you arising from or relating to your use of

this Website, you agree to hold harmless and indemnify CPA from any related claims or

actions.

Submissions

In your use of this Website, you may submit comments, suggestions, reviews,

questions, and other information. However, any submissions that contain illegal,

obscene, or threatening information will be removed, and you may be prohibited from

future use of this Website. You also may not submit any type of spam including, but not

limited to, mass mailings or chain letters, political campaign material, or commercial

solicitations. You may not transmit any information which infringes on another party’s

intellectual property, invades the privacy of another, or in any other way causes injury to

another individual. You may not transmit data containing software viruses. Any violation

of these terms may result in an immediate termination of your right to access this

Website and may prohibit you from future use of this Website.

We reserve the right to edit and remove any content generated by or involving you on

our Website. We assume no responsibility or liability for any content sent or posted by

you or any other person.

Subject to the terms set forth in our Privacy Policy, no user submissions will be treated

as confidential and your submission of data or information to us does not form a

confidential or fiduciary relationship, nor does it create any expectation of confidentiality

between you and CPA.

Intellectual Property Rights and Limited License

CPA reserves rights to all content, information, data, text, logos, design elements,

headers, service marks, trademarks, photographs, images, videos, blog posts, program

and product names, graphics, color schemes and artwork published, to the extent

protectable, on this Website, as well as any and all information assessed through this

Website which is proprietary.

Our Limited License to You

By accessing and viewing this Website, CPA grants you a limited, non-transferrable,

revocable license to view content on this Website. If you purchase any product or

service through this Website, you may download purchased content subject to a limited,

non-transferrable, revocable license for your own personal, non-commercial use to

download, view, and copy the material. You are prohibited from reselling or distributing

such purchased material.

No other use of our content is permitted without the express written consent of CPA.

You may not use any Intellectual Property belonging to CPA without express written

consent. You may not copy, reproduce, repost, alter, manipulate, sell, or distribute any

of the Intellectual Property of CPA without our express written consent.

If you violate any portion of these terms, you must destroy any copies you made of our

content immediately and your right to access and use this Website and content shall

terminate automatically. We reserve the right to take any and all appropriate legal action

against infringement upon our intellectual property rights. Furthermore, if your violation

of these Terms involves or relates to materials you have purchased through this

Website, we reserve the right to revoke your access to that material, without refund, and

take any appropriate legal action.

Your License to Us

By publicly posting any original content on our Website, you agree to assign any

intellectual property rights to that content to us in exchange for the good and valuable

consideration of accessing and using our Website.

If you submit to us your original content through our Website, social media accounts,

webinars, or any other public medium, you acknowledge, understand, and agree that

you are granting us an irrevocable, unlimited, non-exclusive, perpetual, and royalty-free

worldwide license to copy, edit, use, distribute, sell, or publicly display any content you

post.

Digital Millennium Copyright Act

In compliance with the Digital Millennium Copyright Act, we will review all copyright

infringement claims that we receive and remove any content posted or distributed in

violation of U.S. copyright law.

To notify us of a claim of copyright infringement, please include all information and

details required by the Digital Millennium Copyright Act and send notice of your claim to:

CPA

1481 Elbur Ave. Lakewood, Ohio 44107

help@clevelandpa.com

Technology Disclaimer

By accessing and using this Website, you acknowledge, understand, and agree that

CPA makes no representations, warranties, or guarantees regarding the function or

condition of our Website including any features or links.

You further understand and agree that CPA shall not be liable to you for any loss,

damage, inconvenience, or interruption to your business caused by the existence of

viruses, or lack of accessibility or availability of this Website.

Artificial Intelligence Disclaimer

Some services, features, or content on this Website may be enhanced, generated, or

delivered in part using artificial intelligence (AI) technologies. While these tools are used

under human supervision, we cannot guarantee the accuracy, reliability, or

completeness of any AI-generated or AI-assisted outputs. You acknowledge and agree

that your use of any AI-generated content or services is at your own risk, and we

disclaim any liability for your reliance on such content.

Compliance with Applicable Laws

Our Website is based in the United States. If you access or use our Website, or view,

download, or use content from our Website, you do so at your own risk. We make no

claims as to whether our Website or content may be accessed, used, viewed, or

downloaded outside of the United States.

Disclaimer of Warranties; Limitation of Liability

THIS WEBSITE AND ANY CONTENT CONTAINED HEREIN ARE PROVIDED ON AN

“AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND,

EXPRESS OR IMPLIED. WE RESERVE THE RIGHT TO MAKE CHANGES,

ADDITIONS, CORRECTIONS, AND IMPROVEMENTS TO THE WEBSITE AT ANY

TIME WITHOUT NOTICE. WE MAKE NO REPRESENTATIONS OR GUARANTEES

OF THE ACCURACY OF ANY INFORMATION ON THIS WEBSITE. WE ARE NOT

RESPONSIBLE FOR ANY TECHNICAL, TYPOGRAPHICAL, OR PRICING ERRORS

ON THIS WEBSITE, EXCEPT AS REQUIRED BY LAW. YOU USE THIS WEBSITE AT

YOUR OWN RISK.

TO THE FULLEST EXTENT PERMISSIBLE BY LAW, CPA DISCLAIMS ALL

WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF NON-

INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, AND

FITNESS FOR A PARTICULAR PURPOSE. CPA DOES NOT WARRANT THAT THIS

WEBSITE WILL OPERATE FREE FROM ERROR, DESTRUCTIVE FEATURES,

COMPUTER VIRUSES OR OTHER CONTAMINATION.

FURTHERMORE, CPA DOES NOT MAKE ANY WARRANTIES OR

REPRESENTATIONS REGARDING THE ACCURACY, CORRECTNESS,

RELIABILITY, OR YOUR RESULTS FROM YOUR USE OF THE CONTENT,

SOFTWARE, SERVICES, INFORMATION, OR FACILITIES OF THIS WEBSITE.

IN NO EVENT, AND EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF

SUCH DAMAGES, SHALL WE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL,

INCIDENTAL, PUNTIVE, OR CONSEQUENCIAL DAMAGES, LOSSES OR

EXPENSES, INCLUDING LOSS OF PROFITS, LOSS OF GOODWILL, LOSS OF

DATA, OR BUSINESS DISRUPTION, THROUGH ANY ACTION WHETHER IN

CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE ARISING FROM

OR RELATED TO YOUR USE OF THIS WEBSITE OR ANY CONTENT CONTAINED

ON THIS WEBSITE. IN ANY AND ALL CIRCUMSTANCES, YOUR MAXIMUM

REMEMDY AND THE MAXIMUM LIABILITY OF CPA, WHETHER IN CONTRACT,

TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, SHALL BE LIMITED TO THE

FEES YOU HAVE PAID TO US IN CONNECTION WITH ANY SERVICES OR

PRODUCTS PURCHASED DURING THE 3-MONTH PERIOD IMMEDIATELY

PRECEEDING THE EVENTS GIVING RISE TO YOUR CLAIM.

Indemnification

BY ACCESSING AND USING THIS WEBSITE, YOU AGREE TO INDEMNIFY AND

HOLD HARMLESS CPA FROM AND AGAINST ANY AND ALL LOSSES, DAMAGES,

EXPENSES, LIABILITIES, CAUSES OF ACTION, AND/OR CLAIMS ARISING OUT OF

OR RELATED TO YOUR BREACH OF THESE TERMS, YOUR VIOLATION OF THIRD

PARTY RIGHTS, OR YOUR MISUSE OF THIS WEBSITE OR OUR CONTENT.

Termination

Any violation of these Terms of Use may lead to termination of user’s access to this

Website and/or appropriate legal action. In our sole discretion, we may, for any reason,

limit, restrict, suspend, or terminate your access to this Website without prior notice or

liability.

Jurisdiction

The terms of this Agreement will be governed by the laws of the Ohio. The state and

federal courts located in Ohio will have exclusive jurisdiction over any case or

controversy arising from or relating to this agreement, use of this Site, or any products

or services provided by CPA or disputes arising out of or relating to your use of this

Website. You hereby unconditionally and irrevocably consent to the personal and

subject matter jurisdiction of the federal and state courts of the State of Ohio for

purposes of any claim or action arising out of or relating to these Terms.

By accessing or using this Website, you consent irrevocably to personal jurisdiction in

such courts in relation to any matter in connection with your use of this Website or use

of services provided by or products purchased from CPA and waive any defense of

forum non conveniens. Through your access and use of this Site, you are deemed to

have knowingly and voluntarily waived any right to a trial by jury in any case or

controversy related to this Agreement, use of this Website, or any services provided by

or products purchased from CPA.

​

Dispute Resolution

If a dispute arises from or relating to this Agreement, our Content, or Website, and the

Parties are unable to settle the dispute through direct communication, the Parties agree

to first try to settle the dispute by mediation with the help of a mutually agreed upon

mediator in Ohio. The Parties shall share any costs and fees related to the mediation

equally, other than attorney fees. If mediation does not resolve a controversy or claim

arising out of or related to this Agreement, the Parties further agree that any unresolved

controversy or claim arising out of or related to this Agreement will be settled by

arbitration administered by the American Arbitration Association and the judgment on

the arbitration award may be entered in any court having jurisdiction over the matter.

Miscellaneous

Any failure by us to act on or enforce any provision contained within these Terms shall

not constitute or be construed as a waiver of the provision or any other provision

contained within these Terms. To be effective, a waiver of any provision contained

within these Terms must be made by us in a signed, written agreement and no such

waiver shall constitute a waiver of any other provision within these Terms besides the

provision expressly waived in that signed writing.

The section headings contained within these Terms shall not be given any legal

meaning or significance and are provided simply for convenience.

Severance

​If any provision of this Agreement is found unenforceable, illegal or invalid, it shall not

affect any other provisions of this Agreement.

Complete Understanding

This Agreement supersedes any prior agreement, communication, or

representations between you and CPA and constitute a complete and final agreement

regarding your use of this Website.